Imarticus Learning
India’s leading professional education institute, offering certified industry-endorsed training in Financial Services, Investment Banking, Business Analysis, IT, Business Analytics & Wealth Management
Effective presentation is one of the most important skills which we need at a corporate level. Mastering the art of presenting a topic needs lot of practice and delivery. Below are some of the points that can be considered while preparing for a presentation.
· Be confident – Confidence matters the most, as a presenter it is very critical not to be nervous with questions that can be asked by the members. Try to answer it crisply and be specific · Walk around a little with your hand gesture. Bad presenters keep their hands on the podium or in their pockets! Don’t stand static at one place as the session becomes quite monotonous in that case. Good presenters always pay attention to their body language. In order to create a wow experience, it’s important to keep these small things in mind which in turn goes a long way in making your presentation as knowledge based interaction. Imarticus Learning is India’s leading education institute, offering certified industry-endorsed training in Financial Services and the Analytics Domain. Each course also has a module on soft skills training.
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Wealth management refers to the provision to private individuals of financial services that have the goal of preserving and enhancing those clients’ wealth. It delivers a wide range of services that enable an individual to manage their financial affairs and assets effectively, such as: tailored banking products; managing the investments; allowing them to lend against investment portfolios in the most secured and safe manner to allow them to be leveraged; investment products in areas such as foreign exchange, structured investments, property and non-conventional investments like venture capital, private equity, hedge funds, real estate investment trusts, commodities as well as assets such as metals, coins and art, trusts and estate management; tax planning; estate planning.
The provision of these services is typically divided according to wealth, with clients classified as highly influencial in society, high net worth or even ultra-high net worth. What value is applied to define each segment will clearly change from market to market, but the below gives an explanation of the asset profile of individuals making up each segment: Upper ends of the middle class– investable assets over US$100,000. High net worth individuals – investable assets of over US$1 million. Very high net worth individuals – investable assets of over US$5 million. Ultra-high net worth individuals – investable assets of over US$30 million. There is a wide range of firms that provide wealth management services to clients. They may be referred to as wealth managers, stockbrokers or private banks, each of which specialise in different segments of the market. Private banks provide a wide range of services for their clients, including wealth management, estate planning, tax planning, insurance, lending, enhanced credit lines. Their services are normally targeted at clients with a certain minimum sum of investable cash, or minimum net wealth. Private banking is offered both by domestic banks and by those operating in a different jurisdiction from the client’s home country – usually one with a favourable tax structure. Each of these firms will usually undertake portfolio or investment management. Portfolio management is the management of an investment portfolio on behalf of a client or institution with a primary focus on meeting their investment objectives. Portfolio management can be conducted on the following bases: .Where the portfolio manager makes investment decisions within parameters laid down by the client. .Where the client makes all of the investment decisions, with or without seeking advice from the portfolio manager. The portfolio manager usually has the choice of investing directly in a range of assets classes and/or indirectly via several individuals come together to pool their money for investing in a particular asset(s) and for sharing the returns arising from that investment as per the agreement reached between them prior to pooling in the money. Wealth managers increasingly use platforms to efficiently distribute and operate their services. Platforms are online services used by intermediaries to view and administer their clients’ financial assets and wider financial planning requirements. Platforms enable advisers to take a good and overall view of the various financial instruments that a client has in a variety of accounts. Advisers also benefit from using these accounts to simplify and bring some level of straight through processing or automation to their back office using internet technology. They also offer a range of tools which allow advisors to see and analyse a client’s overall portfolio and to choose products for them including discretionary managed portfolios for clients with sufficient assets. As well as providing services for investments to be bought and sold, platforms generally arrange safekeeping for clients’ assets. If you are looking for a job in finance they say that it’s mandatory to have a finance degree, but if you really want to work in this field and you don’t have any relevant degree then what do you do? Still there is a hope.
Every organization wants motivated, dedicated and smart employees to do their work. Finance degrees train students on skills such as financial modeling and data analysis, but may not do much to provide other skills required for success in almost any job, such as communication, problem-solving and time management. Below are some of the ways to show potential employers that you possess the skills that they desire in an employee, as well as the passion necessary for a successful career in finance. We’ll rate each of these by degree of difficulty to achieve (for example, signing up for a financial course is easier than obtaining an internship) as well as the positive impact it may have on getting you closer to your objective of embarking on a financial career. 1. Learn Jargon : If you are looking to make career in finance, then you must have knowledge about Wall Street lingo, difference between dilution and dividend, or between NPV and DCF. Learn some financial terms and concepts. If you are a non-finance graduate and if you don’t know about financial terms and concepts it will become very difficult to get pass in preliminary interview stages. Interviewers want knowledgeable applicant for finance position, irrespective of his/her educational background. 2. Round off Your Education Even though you are a non-finance graduate, you can match your level by taking relevant finance courses as per your education level. If you are an undergraduate then courses in economics, accounting or financial analysis will be a great options. And for a graduate students can prefer MBA in finance orCFA/financial modeling program. 3. Enroll in Best Financial Courses There are lots of finance institutes who provide Intensive courses which will help you to boost your skills which are essential for career in finance, such as advanced excel techniques and financial modeling. This are short term courses, as they typically conducted over a few days. But due to these short span programs’, you may need to be familiar with basic financial concepts to derive the maximum benefit from them. 4. Improve Your Knowledge Base It’s not necessary that you will get full-fledged knowledge from your college degree. You can get plenty of information from local library or online. You might get some paid resources from course providers. Being self-taught in a difficult field like finance demonstrates a number of desirable attributes to an employer such as initiative, passion and drive. 5. Link up with a Mentor Linking up with a mentor is another way of boosting a financial career. A mentor can be anyone who can influence, who thinks highly of your capabilities and is willing to help you achieve your goals. A mentors can be your favorite professor at college, a family friend or relation with a successful career in finance or someone you know in a professional capacity, such as a supervisor during a previous internship. Don’t hesitate to approach a contact who you think could help you in your job search. 6. Score a Meaningful Internship Scoring a summer internship still remains one of the best ways to lock in a prestigious full-time job in finance, as many Wall Street firms pick their new hires from the ranks of their summer interns. At the best business schools, an estimated one-third to half of MBA students work for their summer employer after graduation. But since obtaining a paid internship in finance is likely to be very difficult for a non-financial graduate, one must consider other options such as an unpaid internship or volunteer work with a broker. The opportunity cost that arises from doing such unpaid internships or volunteer work may be offset in due course by the higher earning potential of a finance career. 7. Do Your Best to Get Your Foot in the Door Grab opportunities! Expand your job search to other locations, and use your network to check for job openings in a financial organization. Try to get an entry-level position with a financial company, even for a non-finance role, may open doors to other career paths in finance down the line. But for the vast majority of non-finance degree holders, getting a job in finance is likely to pose a significant challenge. This is more so because thousands of positions were reduced by banks and financial institutions in the effect of the 2008 global recession. However, using a combination of the tips discussed above should enable a non-financial graduate to substantially improve his or her chances of launching a career in finance. So to become part of one of the fastest growing sectors in India, join Imarticus learning, we offer various finance and investment banking courses across many cities in India. Risk management faces new demands and challenges in the IT age. In response to the spate of recent financial crises, regulators are insisting on ever more detailed data and increasingly sophisticated reporting.
Do you want to meet regulatory requirements for credit risk? Or do you want to go beyond the requirements and improve your business with your credit risk models? If your credit risk is managed effectively, you should be able to do both. Big Data represents the future of risk management and can help Risk teams gain better intelligence drawn from a variety of data sources, in almost real-time. Join us to learn more about how Big Data can help you manage risk in our power-packed 2-day executive development program! Checkout summary of our past Executive Development Program on Anti-money Laundering was held on 28th and 29th July at Novotel Hotel, Bangalore. The 2-day workshop was conducted by our resident AML/KYC experts Ratan Postwalla and Sayak Bhanja. The workshop saw active participation from functional executives and managers from Societe General and Viteos. The program was really well received and saw a great deal of engagement from the 10 participants. We garnered a 4+ rating from participants on both trainers and content, with 80% of participants willing to recommend our workshop go their friends and colleagues. Key topics covered in the program: 1. Key AML Legislations in Principal Markets 2. How AML fits in Financial Institutions Compliance “Universe” 3. Challenges Presented to Financial Institutions in Meeting Regulatory Expectations 4. Risk-based Approach to Combating Money Laundering 5. Role of Technology as an Enabler in AML 6. How the Shared Services Model Adopted by the BFSI Industry has Helped in the Context of AML 7. Methods that will Help Such Shared Services to Move Up the Value Chain and Contribute More to an AML Program 8. Case Studies in AML For any queries, please contact: Email: [email protected] | Website: www.imarticus.org Financial Models are are used to correctly assess a firm’s current state, as well as devise a future state in multiple scenarios. Financial modelling is a skillset that any serious Finance student must have and used extensively when you work for Investment Banks, Analytical/Research Firms, KPO’s, Credit rating organizations, Hedge Funds, PE’s, Venture Capitalists and even Startups!
Here is a quick 10 question basic quiz to test if you are pro or an amateur modeler! 1) To start with the basic, walk us through a sample cash flow statement 2) What are the two ways that the terminal value of a firm can be calculated? 3) Define the three ratios that help to analyse the liquidity of a company? 4) How do you calculate the Debt service coverage ratio? 5) In Excel, which is more useful LOOKUP or VLOOKUP? When should each be used? And what are the pitfalls of each? 6) What is the difference between NPV and XNPV? When would you use either? What are the limitations of the two? 7) What is sensitivity analysis? How do you run a sensitivity analysis on a company? 8) How do you model a leverage buy out? How is it different from a typical M&A deal? 9) All things equal, what happens when a firm with a lower P/E ratio acquires a firm with a higher P/E ratio? Will the deal be accretive or dilutive? How does it impact EPS? 10)You do not have time to run an extensive financial model. How do you value a firm in 2 minutes? If you were able to answer 8/10 questions (without cheating), you are a pro!!! Model away – your financial models will make us proud! If you are able to answer 7 and less, no worries. It looks like you need a refresher!
As more companies recognize the need for a data science platform, more vendors are claiming they have one. Increasingly, we see organizations describing their product as a “data science platform” without describing the features that make platforms so valuable.
A good data science platform should be able to …
In addition to helping researchers develop better models faster, platforms also bring a critical capability to teams and to managers. As companies invest more in quantitative research, they should build institutional knowledge and best practices to make the team even more effective over time. A core value of a platform is its ability to centralize knowledge and research assets. That gives managers transparency into how people are working; it reduces key-man risk; it makes it easier to onboard people; it improves shared context, thus increasing creativity; and it accelerates the pace of research by making it possible to build upon past work rather than starting from scratch. |
About ImarticusImarticus Learning is a education institute based in Mumbai. We offer certified industry-endorsed training in Financial Services, Investment Banking, Business Analysis, IT, Business Analytics & Wealth Management. Archives
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